Services to Empower Your Enterprise.
Maximize your cash flow, liquidity and funding. Minimize financial, operational and reputational risks. We’re here to help you make it happen. Our Treasury Management solutions are key to the day-to-day success of our clients, and we help in five important areas:
Information Reporting
Commercial Online Banking
Access your business account information anytime that’s convenient for you. View ledger balance, available balance, and float information as well as historical and current‐day account activity, images of paid checks, deposits, and deposited items. Commercial Mobile Banking using a smartphone is also available.
Enhanced Reporting
Create, run, and save custom activity and summary reports as needed. Set up reports using date ranges, amounts, serial numbers, or transaction types. Reports can be exported in several different formats including BAI2, CSV, PDF, and QIF.
EDI Reporting
Receive detailed same‐day information about ACH payments you receive from trading partners. This is especially helpful when reconciling one ACH credit as payment for multiple invoices.
Commercial Checking Account
Receive a monthly earnings credit based off your average collected balance to reduce or eliminate the cost of your banking services.
Receivables
ACH Origination of Debits
Speed up incoming customer payments by collecting funds electronically as quickly as the same day.
Remote Deposit
Expedite the collection process by depositing checks from the safety and comfort of your office using a desktop scanner. Mobile Deposit using a smartphone is also available.
Lockbox
Reduce the time and expense of processing check payments received in the mail by letting us handle everything for you. Each banking day, we collect your payments from the post office, open the mail, and deposit and scan the checks you receive for payment. Upon completion of daily processing, we make available to you images of all checks, remittance, and correspondence received and handled.
Merchant Card Processing
Accept credit and debit cards for payment in‐person, online, and by phone.
Online Invoicing
Send invoices electronically and collect payments by card or ACH.
Armored Cash Handling
Order cash and coin for delivery, utilize an in‐store cash vault, and arrange for cash pickups for deposit.
Payables
ACH Origination of Credits
Send electronic payments to your vendors as quickly as the same day as well as process Direct Deposit of payroll to your employees.
Wire Transfer
Initiate one‐time and recurring domestic and international transfers with the added security of multi-level approvals.
Business Credit Cards
Take advantage of float by using a pay-in-full purchasing card or business credit card to pay vendors, handle travel & entertainment expenses, and make miscellaneous purchases while earning a monthly cash rebate. Real-time oversight and card management is available through the online platform.
Pay Cards
Issue reloadable cards for employee payroll, employee reimbursements, or customer rewards.
Payroll and HR Administration
Manage, process, and track payroll and HR tasks online.
Liquidity Management
Loan Sweep
Reduce the amount of interest you pay by automatically transferring funds to paydown your Line of Credit balance while also paying items presented against your commercial checking account.
Zero Balance Sweep
Concentrate your funds with automated daily transfers between multiple commercial checking accounts.
Insured Cash Sweep
Access multi-million-dollar FDIC protection as well as the potential to earn interest on your excess funds.
ACH Origination of Debits
Concentrate cash from other institutions via electronic transfer as quickly as the same day.
Fraud Prevention
Check Positive Pay
Minimize fraud by monitoring and paying or returning checks presented for payment against your commercial checking account.
ACH Positive Pay
Minimize fraud by monitoring and paying or returning ACH debits presented for payment against your commercial checking account.
Commercial Online Banking
Minimize internal fraud by assigning multiple online administrators as well as users with restricted access to accounts and services. Create and manage multi-level approvals and activity alerts.
Need assistance or have questions?
Treasury Management Support: [email protected] l 866.860.0007
Commercial Card Support: [email protected] l 833.681.3361
Commercial Banking Online User Guides
Are you a details person? These helpful guides contain pretty much everything you’ll need to know about how our system helps you bank safely and securely.